0% Finance

ONLINE SERVICE REDEFINED

0% FINANCE OVER £350

Pay In Instalments - Flexible Payments with DIVIDO

We offer finance at 0% over 6-12 months through our partner Divido

The application process is simple, takes around 5 minutes for you to complete, is carried out online with a decision made within 30 seconds of completion.

If you decide to take advantage of our instalment plans, here's a quick guide to everything you'll need to know.

EXAMPLE

Whether you've been coveting one of our stylish Amiras, Reginas, or our Award winning Imperial Explorers why not make budgeting for it a little more flexible.


For example, you could purchase one of our Amira Boots costing £395 using one of the following options:

10% deposit £39.50 and credit arranged on the balance of £355.50

£29.63 per month for 12 months at 0% Interest - Total Payable £395

or

£59.25 per month for 6 months at 0% Interest - Total Payable £395

FAQs

Do qualify for Finance and what is the criteria?
Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history - (no late payments, CCJ's, etc) - and meet the following minimum criteria:
  • Be a UK resident
  • Be over 18 years of age
  • Have 3 years of UK address history
  • Be working at least 16 hours per week
  • Have a valid phone number and email address
  • Delivery address must be to the address you put on your finance application (billing address).
Does this only apply to Boots?
No, we offer a finance on all orders over £350 no matter what your basket contains.
What is the order and application process?
The process is as follows:
  1. Add your products to your basket. Remember your basket value must be at least £350 for the finance option to apply.
  2. When you get to the checkout, please select 'Pay in instalments with Divido' and then click ‘Apply for Finance’.
  3. Enter your details in the application form.
  4. You will normally get a decision from Divido instantly. In case your application doesn’t get approved instantly don’t panic - follow these steps and call us / Divido directly to get an update on why your application has been disapproved.
  5. Complete the e-signature.
  6. You will receive an order confirmation from us and we'll dispatch your order right away.
Please note: we can only deliver to the address used in the finance application.
Is a deposit required?
Yes we require a minimum deposit of 10%.
Why was my credit Application Declined?
In circumstances where credit applications are declined it could be due to a limit credit history, a poor credit rating or you have made an error on your application. Please ensure that you have met the criteria required to be eligible for the finance option and carefully check your application before submitting it. If you are in any doubt of your credit rating please consult a credit reference agency.

Please note, all checks and applications are processed securely by Divido, with FAIRFAX & FAVOR acting solely as an intermediary. All information on your application to Divido is completely confidential and subject to data protection laws. As such FAIRFAX & FAVOR does not have access to this information.
What happens if i need to return or exchange my item?
In the event you are not entirely satisfied with your purchase, you can choose to exchange for either an alternative item or receive a refund. All items must be returned within 30 days of delivery.
About Divido
Divido Financial Services Limited (‘Divido’) is authorised and regulated by the Financial Conduct Authority. For more information, please visit: https://www.divido.com

STILL HAVE QUESTIONS? CHAT DIRECTLY TO OUR CHARMING CUSTOMER SERVICE TEAM AT OUR UK HEADQUARTERS

+44 (0) 1760 338 199  /  info@fairfaxandfavor.com